Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2023 DOMESTIC PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $589,997,934,583 CAPITAL: $226,538,460 NET INCOME: $66,358,577,039
LIABILITIES: $234,107,754,841 SURPLUS: $355,663,641,283    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $6,483,640 $7,986,975 $3,771,817 $4,121,368 51.6%
02.1 ALLIED LINES $12,657,002 $9,797,685 $12,384,471 $10,303,629 105.2%
02.5 PRIVATE FLOOD $232,717 $182,272 $0 $20,329 11.2%
03 FARMOWNERS MULTIPLE PERIL $155,727,043 $142,552,850 $106,771,233 $88,797,605 62.3%
04 HOMEOWNERS MULTIPLE PERIL $126,304,683 $118,559,753 $116,600,624 $90,850,818 76.6%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $9,200,984 $8,086,360 $4,538,093 $2,943,226 36.4%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $2,063,093 $1,885,849 $1,707,958 $1,274,818 67.6%
08 OCEAN MARINE $615 $615 $11,035 $(23,541) -3827.8%
09 INLAND MARINE $22,235,913 $21,008,886 $6,978,161 $6,106,478 29.1%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $144,178 $131,413 $0 $(226,270) -172.2%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $1,245,031 $1,375,194 $3,099,500 $4,063,798 295.5%
12 EARTHQUAKE $85,135 $81,351 $0 $1,909 2.3%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $533,569 $533,569 $25,343 $24,028 4.5%
15.3 DISABILITY INCOME $95,335 $95,346 $3,124 $3,065 3.2%
15.4 MEDICARE SUPPLEMENT $1,014,553 $1,012,042 $946,886 $937,259 92.6%
15.9 OTHER HEALTH $1,120,196 $1,126,496 $745,240 $837,760 74.4%
16 WORKERS' COMPENSATION $30,497,893 $30,370,881 $15,147,251 $19,069,676 62.8%
17.1 OTHER LIABILITY - OCCURRENCE $35,021,808 $33,895,063 $2,910,144 $14,183,913 41.8%
17.2 OTHER LIABILITY - CLAIMS-MADE $7,326,616 $6,389,058 $37,924 $1,506,220 23.6%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $124 $21,086 0.0%
18.1 PRODUCTS LIABILITY - OCCURRENCE $215,423 $214,252 $0 $9,008 4.2%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $50,032 $26,521 0.0%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $106,177,690 $103,281,720 $72,025,221 $74,012,049 71.7%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $20,900 $23,769 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $34,766,238 $34,680,921 $21,153,185 $17,925,972 51.7%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $136,409,982 $134,670,273 $89,688,008 $86,535,891 64.3%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $32,929,033 $33,931,789 $19,444,660 $18,412,648 54.3%
22 AIRCRAFT (ALL PERILS) $1,190,437 $1,120,047 $989,549 $1,016,940 90.8%
23 FIDELITY $38,035 $20,843 $(5,298) $(230,171) -1104.3%
24 SURETY $14,163,528 $14,216,564 $0 $256,681 1.8%
26 BURGLARY AND THEFT $35,948 $40,648 $14,919 $10,554 26%
27 BOILER AND MACHINERY $3,061 $3,115 $0 $1,488 47.8%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $1,202,453 $1,202,457 $9,813 $6,734 0.6%
50 NEBRASKA BUSINESS $739,121,832 $708,454,287 $479,069,917 $442,825,258 62.5%
59 NATIONWIDE TOTALS $52,079,547,884 $50,888,211,930 $34,197,013,494 $35,106,294,587 69%