Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2019 DOMESTIC PROPERTY AND CASUALTY TOTALS

Report Years:     2019     2020     2021     2022     2023

ASSETS: $357,793,066,267 CAPITAL: $137,533,222 NET INCOME: $11,732,999,069
LIABILITIES: $142,299,780,445 SURPLUS: $215,355,752,607    

    DIRECT
PREMIUMS
WRITTEN
DIRECT
PREMIUMS
EARNED
DIRECT
LOSSES
PAID
DIRECT
LOSSES
INCURRED
LOSS
RATIO
01 FIRE $5,997,705 $5,967,918 $1,537,300 $1,257,221 21.1%
02.1 ALLIED LINES $7,149,942 $7,046,558 $8,074,381 $10,140,258 143.9%
02.2 MULTIPLE PERIL CROP $72,138 $72,138 $2,345 $2,345 3.3%
02.5 PRIVATE FLOOD $699 $68 $0 $86 126.5%
03 FARMOWNERS MULTIPLE PERIL $102,802,818 $101,415,819 $56,270,127 $61,135,039 60.3%
04 HOMEOWNERS MULTIPLE PERIL $108,019,219 $104,823,177 $76,205,769 $87,877,506 83.8%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $3,725,483 $3,380,134 $2,625,918 $1,152,624 34.1%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $1,649,030 $1,552,601 $2,690,214 $2,811,110 181.1%
08 OCEAN MARINE $13,473 $13,412 $23,391 $25,756 192%
09 INLAND MARINE $16,969,574 $17,119,254 $7,962,821 $8,547,829 49.9%
11 MEDICAL PROFESSIONAL LIABILITY $3,447,390 $3,539,454 $2,879,315 $4,701,072 132.8%
12 EARTHQUAKE $71,428 $69,809 $0 $4 0%
13 GROUP ACCIDENT AND HEALTH $118,007 $118,088 $6,621 $13,381 11.3%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $383,196 $383,196 $21,831 $20,069 5.2%
15.3 GUARANTEED RENEWABLE A&H $1,652,757 $1,653,376 $1,633,911 $1,612,353 97.5%
15.7 ALL OTHER A&H $1,527,475 $1,523,362 $1,890,212 $1,892,829 124.3%
16 WORKERS' COMPENSATION $27,170,702 $26,791,608 $13,678,124 $8,419,771 31.4%
17.1 OTHER LIABILITY - OCCURRENCE $12,090,466 $12,713,625 $1,628,114 $3,734,949 29.4%
17.2 OTHER LIABILITY - CLAIMS-MADE $1,560,387 $1,807,324 $8,899,894 $9,767,326 540.4%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $37,448 $(53,692) 0.0%
18 PRODUCTS LIABILITY $16,357 $16,634 $13,248 $(1,449,126) -8711.8%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $567,439 $539,829 $533,216 $553,148 102.5%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $101,288,716 $99,816,225 $59,504,622 $65,071,396 65.2%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $4,500 $4,580 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $24,860,291 $24,094,404 $13,614,239 $14,973,985 62.1%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $114,032,279 $111,428,681 $82,127,566 $83,365,477 74.8%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $31,004,816 $30,824,339 $16,792,884 $18,615,342 60.4%
22 AIRCRAFT (ALL PERILS) $655,616 $652,734 $276,931 $(406,575) -62.3%
23 FIDELITY $206,212 $250,664 $(6,508) $88,970 35.5%
24 SURETY $12,450,406 $4,967,203 $0 $293,540 5.9%
26 BURGLARY AND THEFT $24,319 $23,929 $291 $294 1.2%
27 BOILER AND MACHINERY $56 $7 $0 $9 128.6%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $870,154 $870,248 $5,473 $8,227 0.9%
50 NEBRASKA BUSINESS $580,398,550 $563,475,818 $358,934,198 $384,177,103 68.2%
59 NATIONWIDE TOTALS $11,320,225,840 $10,907,650,964 $5,712,670,826 $7,257,892,406 66.5%