Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2021 DOMESTIC PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $533,444,069,917 CAPITAL: $182,707,360 NET INCOME: $14,114,445,030
LIABILITIES: $193,126,726,435 SURPLUS: $340,134,636,126    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $8,428,119 $8,096,902 $2,202,014 $2,165,881 26.7%
02.1 ALLIED LINES $7,517,170 $7,451,052 $5,757,705 $6,229,904 83.6%
02.2 MULTIPLE PERIL CROP $101,806 $101,806 $3,173 $3,173 3.1%
02.5 PRIVATE FLOOD $8,010 $5,311 $0 $822 15.5%
03 FARMOWNERS MULTIPLE PERIL $112,543,674 $108,984,568 $62,857,349 $84,355,053 77.4%
04 HOMEOWNERS MULTIPLE PERIL $120,681,472 $115,712,012 $65,311,743 $75,631,672 65.4%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $4,353,520 $4,324,118 $1,556,124 $1,378,652 31.9%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $1,483,299 $1,693,214 $664,591 $150,607 8.9%
08 OCEAN MARINE $240,576 $243,394 $101,786 $116,268 47.8%
09 INLAND MARINE $15,421,526 $15,185,848 $5,697,810 $9,312,845 61.3%
11 MEDICAL PROFESSIONAL LIABILITY $6,977,346 $4,920,207 $1,021,592 $3,572,148 72.6%
12 EARTHQUAKE $63,631 $69,540 $0 $32 0%
13 GROUP ACCIDENT AND HEALTH $99,072 $99,121 $7,729 $2,365 2.4%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $426,896 $426,896 $23,117 $13,943 3.3%
15.3 GUARANTEED RENEWABLE A&H $1,286,526 $1,290,740 $1,223,762 $1,217,885 94.4%
15.7 ALL OTHER A&H $694,710 $694,922 $160,502 $(359,187) -51.7%
16 WORKERS' COMPENSATION $25,041,718 $25,631,198 $13,888,869 $15,148,838 59.1%
17.1 OTHER LIABILITY - OCCURRENCE $14,354,726 $14,262,390 $4,920,987 $8,326,967 58.4%
17.2 OTHER LIABILITY - CLAIMS-MADE $2,600,951 $3,220,545 $126,440 $(248,969) -7.7%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $12,413 $25,077 0.0%
18 PRODUCTS LIABILITY $120,255 $111,209 $(100) $(16,920) -15.2%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $558,740 $550,322 $372,662 $391,687 71.2%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $108,622,624 $107,323,412 $74,836,797 $78,848,813 73.5%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $14,025 $45,025 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $30,329,583 $28,814,834 $15,665,673 $16,836,787 58.4%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $133,621,168 $128,866,053 $79,830,279 $82,531,546 64%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $34,323,816 $33,628,029 $16,316,822 $16,406,278 48.8%
22 AIRCRAFT (ALL PERILS) $910,080 $847,272 $385,917 $229,890 27.1%
23 FIDELITY $24,676 $23,552 $(81,277) $(164,298) -697.6%
24 SURETY $13,446,960 $13,720,417 $6,909 $(70,045) -0.5%
26 BURGLARY AND THEFT $28,265 $26,770 $0 $(10) 0%
27 BOILER AND MACHINERY $1,342 $595 $0 $89 15%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $970,931 $970,993 $24,381 $25,482 2.6%
50 NEBRASKA BUSINESS $645,283,188 $627,297,242 $352,909,794 $402,108,300 64.1%
59 NATIONWIDE TOTALS $42,193,254,036 $41,241,355,964 $27,259,928,076 $29,332,930,842 71.1%