Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2020 DOMESTIC PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $442,580,132,326 CAPITAL: $180,826,880 NET INCOME: $16,155,235,847
LIABILITIES: $172,950,785,708 SURPLUS: $269,448,519,738    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $6,109,473 $6,000,288 $988,211 $1,243,826 20.7%
02.1 ALLIED LINES $7,306,090 $7,117,445 $5,739,454 $5,676,306 79.8%
02.2 MULTIPLE PERIL CROP $62,734 $62,734 $4,268 $4,268 6.8%
02.5 PRIVATE FLOOD $3,954 $1,380 $0 $166 12%
03 FARMOWNERS MULTIPLE PERIL $106,080,758 $102,152,086 $52,507,048 $54,766,023 53.6%
04 HOMEOWNERS MULTIPLE PERIL $112,543,969 $101,702,059 $72,203,567 $71,259,578 70.1%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $4,238,927 $4,012,025 $(64,453) $55,023 1.4%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $1,717,460 $1,704,297 $1,610,344 $(330,348) -19.4%
08 OCEAN MARINE $252,848 $232,441 $114,175 $101,545 43.7%
09 INLAND MARINE $14,946,173 $15,510,147 $6,046,599 $5,763,203 37.2%
11 MEDICAL PROFESSIONAL LIABILITY $3,439,001 $3,426,768 $4,329,789 $3,212,327 93.7%
12 EARTHQUAKE $71,192 $71,666 $0 $11 0%
13 GROUP ACCIDENT AND HEALTH $107,071 $107,113 $3,871 $4,728 4.4%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $389,823 $389,823 $27,932 $39,148 10%
15.3 GUARANTEED RENEWABLE A&H $1,433,220 $1,443,309 $1,275,680 $1,276,671 88.5%
15.7 ALL OTHER A&H $1,222,443 $1,210,398 $853,904 $791,652 65.4%
16 WORKERS' COMPENSATION $23,824,443 $24,900,728 $11,952,163 $5,676,686 22.8%
17.1 OTHER LIABILITY - OCCURRENCE $11,378,707 $11,583,691 $3,643,204 $1,946,466 16.8%
17.2 OTHER LIABILITY - CLAIMS-MADE $3,316,864 $1,734,412 $5,352 $405,113 23.4%
17.3 EXCESS WORKERS' COMPENSATION $0 $0 $321,414 $(98,413) 0.0%
18 PRODUCTS LIABILITY $23,647 $18,443 $1,593 $(67,148) -364.1%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $537,798 $404,736 $318,976 $204,566 50.5%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $105,922,276 $105,058,706 $64,782,516 $65,599,606 62.4%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $0 $0 $0 $18,920 0.0%
19.4 OTHER COMMERCIAL AUTO LIABILITY $26,180,242 $25,396,845 $15,262,248 $20,979,146 82.6%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $121,621,759 $119,297,952 $68,767,078 $69,496,472 58.3%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $32,147,234 $32,007,676 $17,739,596 $18,384,591 57.4%
22 AIRCRAFT (ALL PERILS) $703,912 $662,483 $185,835 $515,785 77.9%
23 FIDELITY $72,726 $102,519 $(6,921) $661 0.6%
24 SURETY $13,258,727 $20,000,604 $143,862 $39,858 0.2%
26 BURGLARY AND THEFT $19,373 $23,180 $0 $0 0%
27 BOILER AND MACHINERY $304 $153 $0 $18 11.8%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $878,242 $878,318 $28,346 $31,426 3.6%
50 NEBRASKA BUSINESS $599,811,390 $587,214,425 $328,785,651 $326,997,880 55.7%
59 NATIONWIDE TOTALS $37,680,870,953 $37,593,143,342 $23,206,988,432 $24,106,037,512 64.1%