Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2019 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $1,641,047,622,533 CAPITAL: $4,019,088,968 NET INCOME: $46,998,917,500
LIABILITIES: $963,139,550,436 SURPLUS: $673,888,983,139    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $58,486,611 $55,847,284 $20,543,007 $16,904,965 30.3%
02.1 ALLIED LINES $81,468,421 $76,703,104 $57,619,364 $71,735,928 93.5%
02.2 MULTIPLE PERIL CROP $525,717,851 $521,730,718 $253,602,472 $226,503,129 43.4%
02.3 FEDERAL FLOOD $6,894,316 $6,595,727 $36,897,735 $39,012,241 591.5%
02.4 PRIVATE CROP $239,894,005 $239,877,670 $270,303,250 $215,670,877 89.9%
02.5 PRIVATE FLOOD $1,784,889 $1,825,023 $5,778,838 $11,043,666 605.1%
03 FARMOWNERS MULTIPLE PERIL $145,712,743 $145,294,077 $77,534,958 $77,332,862 53.2%
04 HOMEOWNERS MULTIPLE PERIL $720,731,968 $694,620,835 $658,672,358 $721,006,966 103.8%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $211,359,203 $203,153,595 $183,338,406 $236,505,071 116.4%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $76,265,163 $75,268,113 $23,330,184 $25,602,521 34%
06 MORTGAGE GUARANTY $34,500,913 $35,951,742 $1,557,127 $1,934,649 5.4%
08 OCEAN MARINE $5,286,090 $5,140,689 $1,964,570 $1,301,535 25.3%
09 INLAND MARINE $149,301,548 $146,058,480 $77,081,787 $96,280,826 65.9%
10 FINANCIAL GUARANTY $215,503 $646,735 $0 $(5) 0%
11 MEDICAL PROFESSIONAL LIABILITY $23,097,600 $22,586,621 $10,691,597 $13,202,375 58.5%
12 EARTHQUAKE $1,571,204 $1,501,088 $221,540 $212,800 14.2%
13 GROUP ACCIDENT AND HEALTH $88,433,891 $87,723,319 $36,440,666 $43,365,054 49.4%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $40,022 $55,997 $13,570 $8,676 15.5%
15.2 NON-CANCELABLE A&H $0 $811 $0 $0 0%
15.3 GUARANTEED RENEWABLE A&H $17,223,016 $16,134,353 $17,423,454 $19,340,944 119.9%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY $26,922 $32,202 $18,763 $18,012 55.9%
15.5 OTHER ACCIDENT ONLY $85,396 $84,094 $69,889 $(50,973) -60.6%
15.7 ALL OTHER A&H $2,707,594 $2,736,875 $1,013,274 $(1,874,370) -68.5%
16 WORKERS' COMPENSATION $336,298,145 $338,760,999 $187,492,634 $182,036,739 53.7%
17.1 OTHER LIABILITY - OCCURRENCE $192,153,970 $186,078,121 $55,875,449 $91,228,684 49%
17.2 OTHER LIABILITY - CLAIMS-MADE $78,163,543 $73,892,662 $31,812,578 $36,110,082 48.9%
17.3 EXCESS WORKERS' COMPENSATION $5,752,407 $5,645,370 $2,860,540 $6,650,104 117.8%
18 PRODUCTS LIABILITY $17,069,478 $16,697,551 $3,930,976 $3,789,194 22.7%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $827 $837 $321,084 $277,874 33198.8%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $610,600,073 $609,089,518 $355,699,158 $363,944,936 59.8%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $3,214 $1,653 $4,068 $13,368 808.7%
19.4 OTHER COMMERCIAL AUTO LIABILITY $153,240,095 $146,091,550 $68,017,754 $102,902,190 70.4%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $521,501,823 $518,169,917 $396,425,783 $398,031,235 76.8%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $107,641,505 $102,296,893 $70,734,265 $71,596,464 70%
22 AIRCRAFT (ALL PERILS) $14,239,652 $13,620,685 $3,833,311 $2,929,835 21.5%
23 FIDELITY $8,270,968 $7,331,797 $1,925,524 $2,051,028 28%
24 SURETY $30,806,163 $28,454,491 $1,294,403 $(49,224) -0.2%
26 BURGLARY AND THEFT $2,127,172 $1,907,041 $722,196 $892,860 46.8%
27 BOILER AND MACHINERY $13,316,949 $13,550,633 $4,979,630 $10,794,899 79.7%
28 CREDIT $4,902,485 $5,202,083 $1,059,351 $1,060,751 20.4%
30 WARRANTY $6,598,501 $4,888,696 $3,450,316 $3,410,529 69.8%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $6,659,428 $6,548,642 $26,019,426 $25,612,530 391.1%
50 NEBRASKA BUSINESS $4,500,151,267 $4,417,798,291 $2,950,575,255 $3,118,341,827 70.6%
59 NATIONWIDE TOTALS $511,058,141,602 $500,393,447,911 $293,161,402,557 $297,059,602,222 59.4%