Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2022 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $1,884,380,020,107 CAPITAL: $4,074,240,619 NET INCOME: $19,677,586,523
LIABILITIES: $1,179,085,956,782 SURPLUS: $701,219,822,265    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $80,072,422 $78,985,709 $44,281,246 $116,536,273 147.5%
02.1 ALLIED LINES $116,008,664 $110,319,643 $145,935,750 $191,828,954 173.9%
02.2 MULTIPLE PERIL CROP $1,043,391,372 $998,040,905 $921,767,535 $1,173,533,813 117.6%
02.3 FEDERAL FLOOD $5,140,336 $6,178,293 $144,285 $1,123 0%
02.4 PRIVATE CROP $392,139,216 $391,851,904 $401,313,161 $516,611,258 131.8%
02.5 PRIVATE FLOOD $2,824,158 $3,216,921 $1,158,119 $660,375 20.5%
03 FARMOWNERS MULTIPLE PERIL $174,046,567 $166,038,515 $228,710,262 $239,349,736 144.2%
04 HOMEOWNERS MULTIPLE PERIL $936,926,308 $881,373,288 $870,123,685 $962,185,084 109.2%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $280,608,685 $264,733,260 $324,682,959 $411,589,512 155.5%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $94,380,081 $91,983,793 $31,634,087 $42,242,190 45.9%
06 MORTGAGE GUARANTY $33,681,197 $34,377,565 $555,119 $(5,409,852) -15.7%
08 OCEAN MARINE $6,584,787 $6,306,700 $794,356 $1,947,819 30.9%
09 INLAND MARINE $211,298,261 $199,409,179 $124,119,524 $118,952,035 59.7%
10 FINANCIAL GUARANTY $935,128 $480,610 $0 $0 0%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $5,678,258 $5,666,666 $1,920,484 $1,965,182 34.7%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $26,466,921 $24,734,674 $5,305,297 $12,113,036 49%
12 EARTHQUAKE $1,953,213 $1,935,598 $0 $74,722 3.9%
13.2 COMPREHENSIVE (HOSPITAL AND MEDICAL) GROUP $30,076,025 $29,912,125 $14,187,857 $12,980,676 43.4%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $12,052 $13,135 $0 $(1,123) -8.5%
15.1 VISION ONLY $27,528 $27,571 $1,238 $1,578 5.7%
15.2 DENTAL ONLY $180,862 $181,299 $57,463 $57,568 31.8%
15.3 DISABILITY INCOME $1,024,386 $1,029,638 $351,052 $543,609 52.8%
15.4 MEDICARE SUPPLEMENT $7,791,270 $7,829,465 $6,833,406 $6,814,258 87%
15.7 LONG-TERM CARE $10,925,774 $11,166,103 $13,607,597 $12,383,573 110.9%
15.9 OTHER HEALTH $41,735,470 $41,617,011 $14,428,901 $14,521,750 34.9%
16 WORKERS' COMPENSATION $362,764,268 $360,898,284 $190,527,651 $201,902,461 55.9%
17.1 OTHER LIABILITY - OCCURRENCE $250,164,410 $238,265,979 $178,274,983 $202,060,002 84.8%
17.2 OTHER LIABILITY - CLAIMS-MADE $92,818,175 $90,616,042 $24,009,054 $40,039,858 44.2%
17.3 EXCESS WORKERS' COMPENSATION $5,265,688 $5,315,919 $1,306,951 $(1,761,788) -33.1%
18.1 PRODUCTS LIABILITY - OCCURRENCE $19,112,869 $18,699,200 $3,700,180 $5,567,605 29.8%
18.2 PRODUCTS LIABILITY - CLAIMS-MADE $604,377 $465,449 $0 $13,790 3%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $1,296 $1,056 $155,738 $199,476 18889.8%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $633,492,669 $619,674,271 $399,564,374 $467,398,987 75.4%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $12,444 $10,586 $15,763 $(107) -1%
19.4 OTHER COMMERCIAL AUTO LIABILITY $202,569,006 $194,906,261 $90,472,757 $99,357,550 51%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $622,130,284 $599,420,070 $540,424,765 $555,660,843 92.7%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $125,953,394 $122,252,087 $93,306,516 $97,567,365 79.8%
22 AIRCRAFT (ALL PERILS) $22,769,132 $21,626,557 $5,691,054 $9,534,001 44.1%
23 FIDELITY $8,541,735 $7,905,284 $1,279,710 $1,386,563 17.5%
24 SURETY $37,967,512 $39,413,372 $(223,449) $3,811,146 9.7%
26 BURGLARY AND THEFT $2,011,431 $1,892,469 $235,317 $(205,661) -10.9%
27 BOILER AND MACHINERY $19,019,115 $18,773,219 $8,556,307 $13,447,370 71.6%
28 CREDIT $6,720,179 $6,125,523 $761,289 $1,401,326 22.9%
29 INTERNATIONAL $1,207 $756 $0 $(6,606) -873.8%
30 WARRANTY $3,928,557 $4,949,744 $3,642,972 $3,583,900 72.4%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $5,416,117 $5,164,750 $3,103,732 $467,579 9.1%
50 NEBRASKA BUSINESS $5,925,172,806 $5,713,786,448 $4,696,719,047 $5,532,908,809 96.8%
59 NATIONWIDE TOTALS $583,576,745,434 $563,855,096,058 $328,868,377,933 $369,177,742,952 65.5%