Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2020 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $1,676,304,118,673 CAPITAL: $3,993,446,586 NET INCOME: $39,240,482,202
LIABILITIES: $1,002,166,874,051 SURPLUS: $670,143,797,989    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $69,407,890 $63,145,775 $38,607,731 $75,426,555 119.4%
02.1 ALLIED LINES $89,545,210 $85,518,182 $47,172,592 $36,764,379 43%
02.2 MULTIPLE PERIL CROP $522,676,402 $515,651,263 $257,327,212 $234,506,886 45.5%
02.3 FEDERAL FLOOD $7,131,945 $7,225,530 $3,434,249 $1,314,958 18.2%
02.4 PRIVATE CROP $242,631,855 $242,608,299 $360,554,856 $383,374,203 158%
02.5 PRIVATE FLOOD $2,413,343 $2,203,196 $6,673,379 $1,932,400 87.7%
03 FARMOWNERS MULTIPLE PERIL $147,023,274 $145,880,341 $72,985,215 $72,616,135 49.8%
04 HOMEOWNERS MULTIPLE PERIL $761,309,217 $738,944,398 $449,362,809 $422,564,275 57.2%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $227,571,237 $220,113,891 $137,559,943 $115,346,139 52.4%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $79,678,600 $77,807,071 $27,403,279 $27,989,604 36%
06 MORTGAGE GUARANTY $35,139,464 $37,001,162 $1,072,484 $7,540,854 20.4%
08 OCEAN MARINE $4,821,255 $4,849,271 $1,460,292 $3,312,364 68.3%
09 INLAND MARINE $152,234,224 $148,701,692 $74,618,551 $66,737,500 44.9%
10 FINANCIAL GUARANTY $809,921 $1,434,415 $0 $0 0%
11 MEDICAL PROFESSIONAL LIABILITY $24,831,579 $24,265,541 $12,927,158 $16,304,969 67.2%
12 EARTHQUAKE $1,659,596 $1,629,138 $1,384 $25,186 1.5%
13 GROUP ACCIDENT AND HEALTH $99,562,142 $96,862,501 $39,334,493 $36,333,731 37.5%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $29,639 $37,111 $4,192 $(3,755) -10.1%
15.2 NON-CANCELABLE A&H $0 $761 $0 $0 0%
15.3 GUARANTEED RENEWABLE A&H $17,288,796 $16,259,904 $17,602,251 $15,697,800 96.5%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY $24,762 $28,546 $20,364 $14,789 51.8%
15.5 OTHER ACCIDENT ONLY $18,868 $18,070 $107,366 $(225,724) -1249.2%
15.7 ALL OTHER A&H $2,595,783 $2,599,453 $904,677 $827,917 31.8%
16 WORKERS' COMPENSATION $330,276,982 $329,535,052 $184,319,007 $186,176,682 56.5%
17.1 OTHER LIABILITY - OCCURRENCE $205,464,239 $195,782,687 $101,091,769 $111,912,942 57.2%
17.2 OTHER LIABILITY - CLAIMS-MADE $94,466,819 $86,780,660 $20,792,592 $20,572,398 23.7%
17.3 EXCESS WORKERS' COMPENSATION $5,281,382 $5,201,092 $1,267,570 $7,169,114 137.8%
18 PRODUCTS LIABILITY $16,685,216 $17,324,743 $4,466,049 $1,169,506 6.8%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $109 $11 $235,031 $278,204 2529127.3%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $587,618,304 $590,364,484 $320,878,791 $298,816,655 50.6%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $3,178 $3,910 $39,928 $37,853 968.1%
19.4 OTHER COMMERCIAL AUTO LIABILITY $166,948,805 $160,584,862 $76,065,043 $103,041,448 64.2%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $521,816,660 $517,598,253 $262,218,290 $264,155,216 51%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $110,629,774 $108,433,761 $53,237,619 $52,164,454 48.1%
22 AIRCRAFT (ALL PERILS) $17,601,515 $16,543,859 $3,656,813 $8,727,876 52.8%
23 FIDELITY $7,073,592 $7,607,977 $1,606,125 $888,401 11.7%
24 SURETY $34,030,397 $31,128,750 $33,019,645 $1,035,733 3.3%
26 BURGLARY AND THEFT $2,155,091 $2,334,606 $756,874 $1,284,780 55%
27 BOILER AND MACHINERY $16,456,498 $14,665,949 $4,455,988 $2,834,885 19.3%
28 CREDIT $5,345,754 $5,616,764 $1,229,099 $2,171,105 38.7%
30 WARRANTY $8,114,561 $5,451,135 $3,143,199 $3,443,259 63.2%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $5,215,834 $5,267,579 $5,021,878 $3,490,376 66.3%
50 NEBRASKA BUSINESS $4,623,589,712 $4,533,011,645 $2,626,635,787 $2,587,772,052 57.1%
59 NATIONWIDE TOTALS $491,754,266,861 $482,607,258,058 $260,148,809,913 $285,282,348,480 59.1%