Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2023 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $1,984,754,038,804 CAPITAL: $4,249,216,399 NET INCOME: $24,703,898,532
LIABILITIES: $1,251,927,858,736 SURPLUS: $728,576,963,457    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $90,488,436 $82,262,532 $63,251,815 $6,569,526 8%
02.1 ALLIED LINES $127,037,505 $121,013,751 $95,254,048 $67,524,543 55.8%
02.2 MULTIPLE PERIL CROP $984,725,895 $984,257,010 $1,266,564,819 $1,395,470,584 141.8%
02.3 FEDERAL FLOOD $4,981,767 $5,038,065 $74,680 $90,463 1.8%
02.4 PRIVATE CROP $409,457,030 $409,521,887 $585,403,542 $581,424,416 142%
02.5 PRIVATE FLOOD $3,179,599 $3,317,963 $78,008 $277,266 8.4%
03 FARMOWNERS MULTIPLE PERIL $206,961,996 $195,080,512 $130,612,979 $120,892,055 62%
04 HOMEOWNERS MULTIPLE PERIL $1,097,770,949 $1,018,377,071 $615,682,070 $555,422,717 54.5%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $330,846,972 $306,194,548 $205,296,274 $151,995,072 49.6%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $104,925,159 $100,670,018 $36,146,665 $48,516,856 48.2%
06 MORTGAGE GUARANTY $34,143,434 $35,044,229 $766,974 $1,143,950 3.3%
08 OCEAN MARINE $7,014,486 $6,735,339 $1,256,491 $2,459,579 36.5%
09 INLAND MARINE $229,949,450 $219,819,953 $86,709,803 $89,645,679 40.8%
10 FINANCIAL GUARANTY $416,974 $320,841 $0 $0 0%
11.1 MEDICAL PROFESSIONAL LIABILITY - OCCURRENCE $6,002,203 $5,707,531 $1,602,616 $789,936 13.8%
11.2 MEDICAL PROFESSIONAL LIABILITY - CLAIMS-MADE $35,833,987 $30,772,402 $11,319,971 $1,164,939 3.8%
12 EARTHQUAKE $2,358,008 $2,167,185 $29 $5 0%
13.2 COMPREHENSIVE (HOSPITAL AND MEDICAL) GROUP $24,960,819 $24,569,509 $17,973,545 $25,261,263 102.8%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $1,217 $1,638 $0 $(603) -36.8%
15.1 VISION ONLY $24,949 $25,005 $1,128 $608 2.4%
15.2 DENTAL ONLY $142,978 $143,243 $50,796 $43,054 30.1%
15.3 DISABILITY INCOME $1,018,992 $1,021,523 $255,104 $47,081 4.6%
15.4 MEDICARE SUPPLEMENT $8,152,193 $8,183,210 $7,666,242 $7,960,051 97.3%
15.7 LONG-TERM CARE $10,345,242 $10,301,097 $13,920,476 $11,566,373 112.3%
15.9 OTHER HEALTH $46,042,426 $43,980,431 $20,166,670 $19,073,377 43.4%
16 WORKERS' COMPENSATION $370,601,352 $369,852,568 $201,898,888 $228,118,349 61.7%
17.1 OTHER LIABILITY - OCCURRENCE $255,227,190 $256,683,766 $92,499,403 $191,787,795 74.7%
17.2 OTHER LIABILITY - CLAIMS-MADE $88,462,435 $90,860,003 $54,566,559 $47,348,978 52.1%
17.3 EXCESS WORKERS' COMPENSATION $5,290,387 $5,019,221 $7,412,840 $(2,175,442) -43.3%
18.1 PRODUCTS LIABILITY - OCCURRENCE $24,780,040 $24,543,560 $3,347,588 $2,187,119 8.9%
18.2 PRODUCTS LIABILITY - CLAIMS-MADE $493,016 $573,683 $0 $541,668 94.4%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $523,618 $538,841 $561,600 $680,507 126.3%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $727,835,471 $697,467,151 $439,502,720 $493,304,409 70.7%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $8,277 $8,362 $19,639 $112,980 1351.1%
19.4 OTHER COMMERCIAL AUTO LIABILITY $215,157,580 $209,726,615 $100,350,547 $117,551,168 56%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $743,965,339 $704,200,805 $480,554,942 $482,493,853 68.5%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $138,236,193 $134,039,205 $79,898,213 $79,107,305 59%
22 AIRCRAFT (ALL PERILS) $25,122,644 $24,572,552 $13,055,376 $8,546,032 34.8%
23 FIDELITY $7,637,647 $7,974,689 $2,033,985 $2,533,184 31.8%
24 SURETY $53,401,816 $45,359,608 $4,704,244 $3,339,997 7.4%
26 BURGLARY AND THEFT $1,906,159 $1,979,353 $577,141 $631,625 31.9%
27 BOILER AND MACHINERY $24,842,231 $21,798,232 $6,974,298 $2,141,513 9.8%
28 CREDIT $5,715,095 $7,671,470 $4,594,140 $4,636,191 60.4%
29 INTERNATIONAL $1,717 $1,678 $0 $797 47.5%
30 WARRANTY $4,144,430 $4,792,048 $3,986,701 $3,776,053 78.8%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $7,298,260 $7,217,792 $5,630,871 $5,701,355 79%
50 NEBRASKA BUSINESS $6,467,433,563 $6,229,407,695 $4,662,224,440 $4,759,704,226 76.4%
59 NATIONWIDE TOTALS $637,091,502,503 $613,804,618,186 $378,818,017,275 $411,176,091,172 67%