Nebraska State Seal NEBRASKA DEPARTMENT
OF INSURANCE
Summary of Insurance Business:
2021 FOREIGN PROPERTY AND CASUALTY TOTALS
Report Years:     2019     2020     2021     2022     2023

ASSETS: $1,846,618,452,743 CAPITAL: $4,035,431,995 NET INCOME: $44,755,079,348
LIABILITIES: $1,107,681,869,826 SURPLUS: $734,901,150,810    

    DIRECT
PREMIUMS
WRITTEN		 DIRECT
PREMIUMS
EARNED		 DIRECT
LOSSES
PAID		 DIRECT
LOSSES
INCURRED		 LOSS
RATIO
01 FIRE $77,810,202 $72,075,148 $73,322,971 $54,651,609 75.8%
02.1 ALLIED LINES $105,561,802 $96,417,841 $42,981,836 $62,493,913 64.8%
02.2 MULTIPLE PERIL CROP $774,245,237 $760,960,432 $135,713,428 $224,086,646 29.4%
02.3 FEDERAL FLOOD $6,923,015 $7,012,508 $1,175,961 $1,058,226 15.1%
02.4 PRIVATE CROP $307,567,514 $307,818,806 $281,508,625 $296,171,540 96.2%
02.5 PRIVATE FLOOD $3,555,814 $2,846,000 $1,710,516 $1,947,024 68.4%
03 FARMOWNERS MULTIPLE PERIL $155,635,703 $151,428,261 $70,570,158 $95,365,648 63%
04 HOMEOWNERS MULTIPLE PERIL $832,699,428 $791,057,775 $373,874,266 $420,755,589 53.2%
05.1 COMMERCIAL MULTIPLE PERIL (NON-LIABILITY PORTION) $251,320,990 $240,150,181 $146,401,450 $172,227,529 71.7%
05.2 COMMERCIAL MULTIPLE PERIL (LIABILITY PORTION) $84,947,969 $82,688,360 $21,580,573 $30,539,239 36.9%
06 MORTGAGE GUARANTY $33,763,187 $34,956,619 $385,380 $1,394,139 4%
08 OCEAN MARINE $5,386,304 $5,046,805 $2,998,851 $1,177,427 23.3%
09 INLAND MARINE $181,218,454 $170,656,034 $66,955,524 $72,365,721 42.4%
10 FINANCIAL GUARANTY $311,913 $371,842 $0 $0 0%
11 MEDICAL PROFESSIONAL LIABILITY $27,136,030 $26,749,649 $8,043,084 $11,847,196 44.3%
12 EARTHQUAKE $1,837,299 $1,725,168 $0 $(85,921) -5%
13 GROUP ACCIDENT AND HEALTH $84,455,686 $84,228,151 $43,179,108 $36,905,923 43.8%
14 CREDIT A&H (GROUP AND INDIVIDUAL) $27,280 $29,662 $1,648 $(5,400) -18.2%
15.2 NON-CANCELABLE A&H $0 $620 $0 $0 0%
15.3 GUARANTEED RENEWABLE A&H $17,124,816 $18,627,545 $17,750,503 $20,556,239 110.4%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY $22,311 $22,986 $18,711 $10,939 47.6%
15.5 OTHER ACCIDENT ONLY $340,573 $311,460 $65,157 $134,061 43%
15.7 ALL OTHER A&H $2,065,750 $2,094,052 $804,956 $(131,274) -6.3%
16 WORKERS' COMPENSATION $333,044,087 $330,140,337 $185,948,100 $206,868,867 62.7%
17.1 OTHER LIABILITY - OCCURRENCE $223,578,694 $211,111,898 $88,459,103 $110,146,746 52.2%
17.2 OTHER LIABILITY - CLAIMS-MADE $86,663,533 $87,224,538 $32,087,271 $40,121,214 46%
17.3 EXCESS WORKERS' COMPENSATION $5,170,836 $5,239,177 $4,380,473 $11,709,209 223.5%
18 PRODUCTS LIABILITY $17,354,815 $17,582,375 $26,664,577 $26,357,703 149.9%
19.1 PRIVATE PASSENGER AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $687 $401 $120,025 $52,630 13124.7%
19.2 OTHER PRIVATE PASSENGER AUTO LIABILITY $603,586,047 $599,108,427 $339,432,100 $368,824,854 61.6%
19.3 COMMERCIAL AUTO NO-FAULT (PERSONAL INJURY PROTECTION) $6,163 $6,536 $(33,555) $(16,930) -259%
19.4 OTHER COMMERCIAL AUTO LIABILITY $187,487,575 $180,377,926 $75,885,000 $97,313,738 53.9%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE $561,013,704 $546,682,718 $318,630,156 $323,501,977 59.2%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE $116,268,745 $111,794,540 $55,161,026 $57,500,764 51.4%
22 AIRCRAFT (ALL PERILS) $19,443,524 $18,691,073 $8,862,945 $9,153,780 49%
23 FIDELITY $7,806,610 $7,749,367 $2,046,438 $2,465,932 31.8%
24 SURETY $39,373,923 $34,217,724 $(32,965,353) $4,087,172 11.9%
26 BURGLARY AND THEFT $1,797,563 $1,802,882 $441,719 $527,862 29.3%
27 BOILER AND MACHINERY $18,171,335 $17,642,265 $5,382,286 $11,918,118 67.6%
28 CREDIT $6,629,021 $6,828,999 $9,151,507 $10,080,584 147.6%
30 WARRANTY $7,009,185 $6,601,772 $3,360,179 $4,109,008 62.2%
34 AGGREGATE WRITE-INS FOR OTHER LINES OF BUSINESS $4,921,709 $4,717,450 $1,354,021 $(488,362) -10.4%
50 NEBRASKA BUSINESS $5,193,285,033 $5,044,796,310 $2,413,425,724 $2,787,685,879 55.3%
59 NATIONWIDE TOTALS $532,381,628,642 $514,829,464,014 $275,114,322,552 $313,512,849,420 60.9%